07 May Life Update-I am Financially Reckless

Hi Baby,thank you for visiting my blog today. Such a predictable post you may say,considering the title but stick with me here. If you’re frequent with your visit,you’d know that I put up updates periodically. Now,the reason for this particular one is because I am angry and a little embarrassed of myself and this is my punishment,I’m also hoping that this post helps you check yourself too because I cannot be the only one. Alright,let’s get to it!

I am a reckless spender!!!!!!!!
I am reckless!!!!!!!!
It cannot be over-emphasized and yes I am actually shouting.
I cannot stand myself and honestly I realized it lastweek. I am grateful it occurred to me now,I mean better late than never right?

I have made some terrible financial decisions these past two months and I just want to beat myself up. I am beginning to think that I need an Accountant 😂(I can’t afford one)but someone to handle all my finances and have to give me permission before funds are released. I do not understand why I have to withdraw 4 times in less than 5 days,why????!!!!!!!! I am not even rich!!
I am hurt and I see how this post has become a full blown rant😂😂(so I just might edit it into the topic).

Anyhow,these are the steps I would be taking to caution my expense-

• Get a Checkmate- This is someone(preferably a friend) to serve as a cheap Accountant. Every financial decision must go through him/her.
• Draft daily/weekly expense- I did a little bit of Accounting in high school and of course drafting personal expense shouldn’t be tasking right?
• Draft a Budget- I have never intentionally lived on a budget(I mean I am almost always broke so that’s a budget on its own yea😂) but this time,I am going to come up with a budget based on my daily/weekly expense sums up to.
• Have some discipline- I believe this is my major problem and I know a lot of us can relate (to think that I used to believe that I was financially disciplined;I lied to myself-hard!) But how would I get this discipline you might wonder. Answer-I am not sure,but I guess it starts by following steps 1-3 thoroughly because I really need to do/be better.
• Save-Harder- I opened a Piggybank account last year but wasn’t sustainable because I kept withdrawing it. So I recently got a Piggybank box,I think last month and I put in at least N500/N1000 in it every week. Please pray for me,I do not want to break it open before my target date😂.